Surprise medical bills have bludgeoned most Americans. In fact, about half of insured Americans face unexpected charges every year. In 2020, Congress passed the No Surprises Act, which banned out-of-network billing rates for some services. It also entitled patients who aren’t using health insurance to a “good faith estimate” of out-of-pocket costs before receiving care. But there’s a catch that stacks the deck against patients and taxpayers: final bills within $400 of the original estimate are legally collectible.
After stinging GOP losses in November, health care “affordability” is all the rage. Voters are frustrated that every other medical appointment brings another unexpected charge and an inevitable battle of wills and wits with the billing department. Christopher Jacobs recently opined in these pages that “Republicans should stop playing into Democrats’ hands and start … reducing the underlying cost of health care.”